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Documentation for Loan Modification |
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Below are documents you might need for your loan modification:
DOCUMENTATION CHECKLIST
The following Financial Documents are required for both the borrower and co-borrower (if applicable).
- Mortgage Statement or Coupon (for each loan)
- Completed Hardship Letter
- Two most recent pay stubs for borrower and co -borrower
- Last 2 year’s W2’s for borrower and co-borrower
- Last 2 months’ of bank statements for checking accounts of borrower and coborrower.
FOR THE SELF EMPLOYED
- Federal Income Tax Returns for borrower and co-borrower
- Copies of the original signed and dated tax returns, including all schedules for the 2 most recent tax years
- Profit and Loss Statement for the last 3 months
- Mortgage Statement or Coupon (for each loan)
- Completed Hardship Letter
- Last 3 months’ of bank statements for personal and business checking accounts of borrower and co-borrower (cover sheets only: showing the summation of deposits and debits)
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