Documentation for Loan Modification PDF Print E-mail

Below are documents you might need for your loan modification:

DOCUMENTATION CHECKLIST

The following Financial Documents are required for both the borrower and co-borrower (if applicable).

  1. Mortgage Statement or Coupon (for each loan)
  2. Completed Hardship Letter
  3. Two most recent pay stubs for borrower and co -borrower
  4. Last 2 year’s W2’s for borrower and co-borrower
  5. Last 2 months’ of bank statements for checking accounts of borrower and coborrower.

FOR THE SELF EMPLOYED

  1. Federal Income Tax Returns for borrower and co-borrower
    1. Copies of the original signed and dated tax returns, including all schedules for the 2 most recent tax years
  2. Profit and Loss Statement for the last 3 months
  3. Mortgage Statement or Coupon (for each loan)
  4. Completed Hardship Letter
  5. Last 3 months’ of bank statements for personal and business checking accounts of borrower and co-borrower (cover sheets only: showing the summation of deposits and debits)