With a loan modification, it's possible that a homeowner's:

• interest rate may be decreased
• interest rate can be changed from an adjustable to a fixed rate
• time the borrower has to pay the loan back can be lengthened
• loan principal may be decreased
• late fees may be waived
• second mortgage could be waived or wiped off of the books

Who might need a loan modification:

• If you have an ARM (Adjustable Rate Mortgage) that is ready or has been adjusted to a higher rate...
  
• If you can no longer afford your monthly payment...
• If you have high DTI or LTV...
• If you have a high interest rate loan...
• If you have been been late on your mortgage payment...
  
• If you have poor credit...
• If you have received a notice of default...
• If you have financial difficulty:
  • Job loss
  • Cut in work hours or overtime hours
  • Decrease in home value
  • Illness or injury
  • Death of a family member
  • Divorce or separation
  • Personal tragedy

Every Homeowner’s situation is unique and each Lender has their own policies regarding the use of these programs to stop Forclosure.

Our extensive experience and solid working relationships with Mortgage Lenders allows us to help the you avoid the common pitfalls that many Homeownser’s encounter while trying to work things out directly with their Lender. After performing a thorough assessment of the your personal finances and analyzing the Lender’s Loss Mitigation Policies our professional Loss Mitigators will negotiate with the Lender to get the you the best possible rate. We can help the you save your home and credit history through a variety of Loss Mitigation options. We have a 98% success rate and we have a 100% money back guarantee if we can not Modify the loan.

Call (714) 243-8719 or fill out the form on the right to get help with your loan today!